Become a Member

Is my organization eligible for membership?

We welcome applications for membership from institutions that are:

  • Federally insured commercial banks, savings institutions, and industrial loan companies
  • Credit unions that are Federally insured, privately insured and state-chartered, or certified by the Community Development Financial Institutions Fund of the U.S. Department of the Treasury (CDFI Fund)
  • Community development financial institutions certified by the CDFI Fund
  • Insurance companies (captive insurance companies excluded)

We also extend credit to approved housing associates — generally, governmental agencies, authorities, organizations, or publicly sponsored corporations that meet certain regulatory requirements. Entities chartered as corporations under state, federal, local, or tribal law may also be eligible. However, note that approved associates are not members of FHLBank San Francisco itself.

Learn more about the advantages of FHLBank San Francisco Bank membership and how to apply in our Membership Guidelines. Because all Bank members are required to invest in Bank capital stock, you may also want to review our Capital Plan and annual reports.

When you’re ready, reach out to us by email or call (415) 616-2748 to start your application process. We match each of our prospective members with a Relationship Manager, who will be your main point of contact and advocate as you apply — feel free to reach out to them with any questions at any point throughout the process.