Leadership

Teresa Bryce Bazemore joined FHLBank San Francisco as president and chief executive officer March 15, 2021. She is a seasoned leader with more than 25 years of executive experience building and leading both mortgage insurance and services businesses. As president of Radian Guaranty from 2008 until 2017, she oversaw strategic planning, business development, and operations for the mortgage insurance business line. Prior to becoming president, she served as Radian’s executive vice president, general counsel, corporate secretary, and chief risk officer. Prior to Radian, Ms. Bazemore was senior vice president, general counsel, and corporate secretary for Nexstar Financial Corporation and general counsel for the mortgage banking line of business at Bank of America. Ms. Bazemore served on FHLBank Pittsburgh’s board of directors from 2017 to 2019. Professional appointments she has held include: Federal Reserve Bank of Philadelphia Economic Advisory Council, Fannie Mae National Advisory Council, and Consumer Advisory Council of the Federal Reserve. Bazemore received her B.A. from the University of Virginia and J.D. from Columbia University.

Joseph Amato, executive vice president and chief financial officer, is responsible for treasury, capital markets strategy, accounting, enterprise SOX, and operations. Mr. Amato has over 30 years of experience in finance and capital markets. Before joining the Bank in 2020, he was executive vice president and chief financial officer of FHLBank Des Moines, overseeing treasury and capital markets, accounting, strategic planning, and portfolio strategy. Prior to that, Mr. Amato held various leadership roles at Freddie Mac, most recently as chief financial officer of investments and financial planning, and also served in leadership roles at Fannie Mae. Mr. Amato received a B.S. from the University of Maryland and an M.B.A. from the George Washington University.

Arlene Coyle is responsible for managing the Bank’s internal audit function. She joined the Bank in February 2016 as assistant vice president, internal audit, and was promoted to vice president in February 2017. Ms. Coyle has over 20 years of internal audit and regulatory experience in the financial services industry. Before joining the Bank, she worked at TIAA in their internal audit function. Prior to TIAA, she worked as a bank examiner for the Federal Reserve System, supporting community and regional banks. She received a B.S. in accounting and an M.B.A. from LaSalle University. She has a Certification in Risk Management Assurance and is a Certified Internal Auditor, a Certified Financial Services Auditor, and a Certified Diversity Professional.

Kwame Fields joined the Bank in 2017 as the chief information security officer and was appointed as the chief diversity officer in June 2021. Mr. Fields is responsible for ensuring the Bank maintains a strong cyber and information security posture for the protection and privacy of Bank and employee data. Additionally, he is responsible for developing and executing the Bank’s diversity, equity, and inclusion strategy for the Bank’s workforce, suppliers, and capital market participants. Mr. Fields has been a technology and information security professional for more than 22 years. Prior to joining the Bank, he spent several years in chemicals and energy, public utilities, health care, and other financial services institutions. Mr. Fields has been a champion for diversity and inclusion throughout his career as the founder and leader of diversity groups and mentor organizations. Kwame earned his B.S.E. from the University of Michigan, an M.B.A. in technology management from the University of Phoenix, and is a Certified Information System Security Professional.

Kelly Gear is responsible for organizational alignment and managing the progress and performance of strategic priorities and initiatives. She leads teams responsible for business resiliency, supplier management, supplier diversity, and workplace services. Ms. Gear has over 25 years of progressively responsible management consulting and organizational leadership experience across highly regulated industries, including financial services, pharmaceuticals, and aerospace and defense. Prior to joining the Bank, Ms. Gear served on several executive committees overseeing large-scale global business transformations and strategic initiatives for PricewaterhouseCoopers and Johns Manville, a Berkshire Hathaway company. She earned a B.A. in marketing management from the University of St. Thomas and is a Certified Lean Six Sigma Black Belt and a Certified Diversity Professional.

Kevin A. Gong is senior vice president and chief corporate securities counsel. In this position, Mr. Gong provides legal counsel to the Bank on securities law and corporate governance matters, including disclosure issues and compliance with SEC reporting and legal requirements. Mr. Gong joined the Bank in 1997 as vice president and associate general counsel. Prior to joining the Bank, he was senior attorney with the Office of Thrift Supervision (OTS), West Region, where he also received an interim assignment to serve as a special assistant to the director of OTS in Washington, D.C. Prior to that, Mr. Gong worked as an attorney for a Washington, D.C., firm specializing in banking and securities law. Before that, he was an attorney with the SEC in the division of corporation finance and the division of market regulation. Mr. Gong earned a B.A. from the University of California at Berkeley, a J.D. from the University of San Francisco School of Law, and an LL.M. in securities regulation from Georgetown University Law Center.

Anne Segrest McCulloch is executive vice president, chief legal officer, and corporate secretary. She provides legal counsel to the Bank’s management and board of directors on legal and regulatory matters affecting the development and execution of the Bank’s business strategies, policies, and practices. She also directs and manages the Bank’s legal staff, outside counsel, and public affairs team. Ms. McCulloch is a seasoned financial services and housing industry executive and regulatory attorney. Prior to joining the Bank Ms. McCulloch was president and chief executive office of Housing Partnership Equity Trust. Previously, she held several senior positions in the housing sector, including senior vice president, credit and housing access, for Fannie Mae. She is currently the Chair of the National Housing Conference. Ms. McCulloch holds a BA in American studies and a JD from Tulane University.

Maxine Moir, chief human resources officer and senior vice president, is responsible for all aspects of the company’s human resources capabilities, which are designed to drive business performance and create an environment where talented people thrive. She leads a team of professionals responsible for executing and supporting key aspects of the employee life cycle, including talent acquisition, development, engagement, and retention; succession planning; diversity and inclusion programs; and total rewards, encompassing compensation, payroll, and benefits. Prior to joining the Bank, Ms. Moir served as director, global human resources business partner, at BlackRock, where she provided human resources support for the iShares business. Her experience also includes 17 years of progressively more complex human resources executive responsibilities at Bank of America, where she led regional and national teams. Ms. Moir earned a B.A. in psychology from Chico State University, holds the SHRM-SCP credential from the Society of Human Resources Management, and served on the board of the Northern California Chapter of the National Kidney Foundation for over ten years.

Michael Rich is responsible for the strategic direction of information technology and the implementation and operation of the Bank's software solutions and technology infrastructure. He joined the Bank in 2011 as vice president, solution delivery, and was promoted to senior vice president, chief technology officer in 2017.  Mr. Rich has spent over 30 years in financial services technology, starting his career at Montgomery Securities, which became part of Bank of America via acquisition in 1998.  At Bank of America, he served as a managing director in various technology leadership roles for global markets, enterprise architecture, and capital management. He received a B.A. in anthropology from Pomona College and serves on the board of Musical Theatre Works.

Greg Ward oversees the Bank’s risk, compliance, and governance framework. He joined the Bank in November 2013 as vice president, internal audit, and was promoted to deputy director in June 2016 and to director in January 2017. Mr. Ward has over 26 years of internal and external audit experience in the financial services industry. Before joining the Bank, he worked with Ernst & Young LLP for 12 years in its financial services advisory practice. Prior to his tenure at Ernst & Young, Mr. Ward worked in the captive insurance industry in Bermuda and for Price Waterhouse in the United Kingdom in its external audit practice. He received his B.S. from Brunel University London and is a Chartered Accountant and Certified Internal Auditor.

Tony Wong, executive vice president and chief banking officer, is responsible for providing strategic direction and oversight for the sales, marketing and communications, acquired member assets, member financial services, member and counterparty credit, and community investment departments. He served as acting chief banking officer from April 2020 to April 2021. Mr. Wong joined the Bank in 1995 and has held various positions with increasing responsibilities during his tenure, most recently as senior vice president, member financial services, and chief marketing officer. Prior to joining the Bank, he was part of the capital markets team at Barclays Global Investors (formerly Wells Fargo Nikko Investment Advisors). Mr. Wong began his career as a registered investment advisor with the retail brokerage division of Lehman Brothers. He received a B.A. in economics from the University of California at Berkeley and is a Certified Mortgage Banker, Accredited Mortgage Professional, and a Certified Diversity Professional.