Utilization of FHLBank San Francisco products increases revenue, lowers costs of funds, and supports the communities you serve.

New sub-class dividend structure may earn higher dividends

Activity stock for use of advances and letters of credit will be subject to a higher dividend, rewarding you more for your utilization of our products.
Increased dividends further lower potential borrowing cost with us.

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Mitigate risk and control costs with advances and letters of credit

Advances can be used for efficient balance sheet management, and discounts now apply on certain advances.
Letters of credit support affordable housing with credit enhancements, provide public deposit collateralization and free-up high-quality liquid assets.
Discounts on advances and letters of credit apply when used to help finance affordable housing, economic development projects and other community revitalization activities

More funds for housing and community grant programs

Increased usage of our products could result in more funding available for housing and economic development grants.
More funds for high-demand programs like middle income down payment assistance.
FHLBank Affordable Housing Programs (AHP) are one of the largest sources of private sector grants for housing and community development in the country.

Start Earning More Dividends

To learn more about how FHLBank San Francisco products can benefit your business and community, please contact your Relationship Manager or the Member Services Desk at (415) 616-2500.