Our products help our members achieve their business and performance goals, promote homeownership and development of new affordable housing, and boost economic development in communities we jointly serve across Arizona, California, and Nevada.
Access quick and reliable liquidity funding backed by our AAA/AA+ ratings. Working together we can mitigate risk, control costs, manage liquidity, and build thriving communities.
Advances
Offering members interim and long-term funding to grow opportunity and resilience.
Fixed Rate Advances
Efficient and cost effective for both short-term cash flow and long-term funding.
Adjustable Rate Advances
Flexible funding using the SOFR index to manage interest rate and pre-payment risk.
Overnight Advances
Simple solution for your daily cash or short-term funding needs.
Structured Advances
Funding solutions with embedded options sold by or sold to the Bank, including calls, puts, and fixed-to-float conversions.
Flexible and convenient with the very highest rating of AAA by Moody’s and AA+ by Standard & Poors, letters of credit provide low-risk growth opportunity for members and their communities.
Our Community Investment Program (CIP) and Advances for Community Enterprise (ACE) products offer lower-rate advances and letters of credit to members in support of eligible affordable housing financing and economic development initiatives.
In partnership with our members, we provide vital funding to meet pressing affordable housing needs, enable sustainable homeownership, and drive economic development, helping to close persistent resource gaps and advance equity in all the communities we and our members collectively serve.
Our grant programs enable members to play a vital role in producing or preserving affordable housing, facilitating sustainable homeownership, and boosting economic development activity to expand opportunity and build thriving communities.
Through voluntary initiatives and grant-making, we are proactively addressing structural barriers to equitable opportunity and responding to the unique housing needs of our district.
