Empowering Homeownership - Matching Grants

Empowering Homeownership Matching Grants: Knowledge is Power

Historically, homeownership has been the primary means of wealth building for many Americans. For lower-income families and individuals, access to education can be the key to overcoming barriers to achieving and sustaining affordable homeownership that can create intergenerational wealth.

Our Empowering Homeownership matching grant program is designed to help HUD-approved Housing Counseling Agencies (HCAs) throughout our three-state district expand capacity to serve more aspiring or at-risk homeowners. Recipients of this funding will help ensure that both homebuyers and homeowners have access to all the information they need to successfully purchase or retain ownership of a home of their own.

Matching grants to HCAs is one of many ways that FHLBank San Francisco partners with our member financial institutions to promote affordable homeownership for low-, moderate-, and middle-income individuals and families in our footprint. Since 2022, 23 participating members have donated nearly $2.5 million to 29 local HCAs, and the Bank has disbursed $3 million in match funding.

Details about our 2025 Empowering Homeownership program coming soon!