
Insights|01 Jun, 2026
Consider the Dividend
The Bank implemented a sub-class capital stock structure that provides the ability for members to declare a higher dividend rate on Activity-based stock versus Membership-based stock.
Our 2025 Impact Report shares how we delivered on our mission for members in 2025. It includes examples of how FHLBank San Francisco products, services, and resources benefitted members and their communities.

FHLBank San Francisco’s Relationship Managers and expert teams combine industry perspective with tailored analysis to create custom strategies that help members navigate change, manage risk, and achieve goals.
Wescom Financial a credit union with $6 billion in assets and over 250,000 members throughout Central and Southern California. They recognize FHLBank San Francisco as a strategic partner and have used our products and services to achieve their goals for nearly 30 years.
Throughout the report, we share findings from recent independent studies that illustrate how FHLBank San Francisco and the broader FHLBank system support the needs of our members and communities.
Download the 2025 Impact Report to learn more about how we provide reliable liquidity, essential financial services and expertise, and resources for affordable housing and economic development to the communities we serve.