James Ho

James Ho has served as an Interim Chief Risk Officer with Federal Home Loan Bank of San Francisco since January 2025. In his leadership role, Mr. Ho is responsible for managing the Bank’s operational risk, compliance risk, BSA/AML risk, data science, insurance program, and has oversight of credit and collateral, model and market risk programs. Previously, he was was appointed to the position of Senior Vice President, Enterprise Risk Officer in February 2023. In July 2019, Mr. Ho was promoted to Managing Director of Data Science and Data Risk Officer, after joining the Bank in June 2016 as an Assistant Vice President of Quantitative Analytics Management. Prior to joining the Bank, he served in various consulting and management roles at Tresalia Asset Management, Fiduciary Research and Consulting, and FactSet Research Systems. Mr. Ho earned a bachelor's of science degree in business and managerial economics from University of California, Davis.