Unlock the Benefits of Membership
At FHLBank San Francisco, we are dedicated to supporting local financial institutions in a shared mission to foster economic growth and resilience in our communities.
Financial Benefits
We provide members with reliable access to low-cost liquidity, essential financial services, and strategic expertise so they can better manage their business and support of affordable housing financing and economic development initiatives.
Quick and Reliable Liquidity
As cooperative owners, members can access low-cost funds secured through capital markets by FHLBank San Francisco – and act or pivot quickly, no matter the business cycle.
Our AAA/AA+ Rating
The industry’s lowest risk credit rating secures the low-cost funds for member use and can be leveraged by members to support obligations to their partners through Letters of Credit.
Quarterly Dividends
The Bank endeavors to pay a quarterly dividend rate that is equal to or greater than the current market rate.
Community Benefits
FHLBank San Francisco is passionate about helping our members achieve their own community support goals and offers access to millions of dollars in grants to address critical affordable housing, sustainable homeownership, and economic opportunity needs in the communities they serve.
Discounted Community Credit
Our Community Investment Program (CIP) and Advances for Community Enterprise (ACE) products offer lower-rate advances and letters of credit to members in support of eligible affordable housing financing and economic development initiatives.
Grants for Your Community
As a member, you can help close resource gaps in underserved communities while achieving your community outreach and impact goals by participating in our affordable housing, sustainable homeownership, and economic development grant programs.
Advancing Racial Equity
Learn about our voluntary initiatives aimed at addressing structural barriers to racial equity in homeownership and wealth-building.
Experts and Resources
Strategy through execution, our proven experts and resources enable members’ goals across diverse needs. We are passionate about, and proven in, propelling operational and financial success.
Impact Stories
Member Eligibility and Approval
FHLBank San Francisco welcomes financial institutions across Arizona, California, and Nevada with tools and resources to address risk and liquidity, and to help local communities propser.
step 1
Verify Eligibility
Review membership eligibility and application requirements.
step 2
Review Capital Plan
Plan for the investment in Bank capital stock required for membership.
step 3
Contact Us
Reach out via email or call (415) 616-2500 to initiate your application.
step 4
Match with an Expert
Once you reach out, you'll be matched with a Relationship Manager to guide you through the application process.
You Belong Here - Join TodayWe welcome your financial institution to join the hundreds of banks, saving institutions, credit unions, insurance companies, and community development financial institutions (CDFIs) that help communities thrive.
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