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Jose Bernardo Completes Term of Service on FHLBank San Francisco's Affordable Housing Advisory Council

SAN FRANCISCO – December 11, 2013 – Jose Bernardo, Stockton-area businessman and community leader, has completed his three-year term serving on the Federal Home Loan Bank of San Francisco’s Affordable Housing Advisory Council (AHAC). The Bank’s 15-member AHAC provides the Bank’s board of directors and management with expert guidance on affordable housing and economic development issues and helps shape its community investment grant and credit programs.

Jose Bernardo, the founder and owner of JB Construction & Engineering, has been involved in both commercial and residential construction since 1966. He is a long-time board member of the Associated Filipino Organization of San Joaquin County, which developed the Filipino Center Plaza in 1972, a 128-unit mixed-used development that provides affordable rental housing for low-income families and individuals displaced by redevelopment in downtown Stockton.

Jose Bernardo, businessman and community leader

“We greatly appreciate Jose’s service on the Council these past three years,” said Jim Yacenda, Vice President and Community Investment Officer at FHLBank San Francisco. “The Bank has benefited from his insights into the housing and development needs of the area, especially the farmworker community, and from his network of contacts, which he has used to bring new participants to our programs.”

Since 1979, Mr. Bernardo has also been a member of the board of the California Human Development Corporation, based in Santa Rosa, which focuses on affordable housing and self-sufficiency services for low-income and farmworker families.

Federal Home Loan Bank of San Francisco

The Federal Home Loan Bank of San Francisco delivers low-cost funding and other services that help member financial institutions make home mortgage loans to people of all income levels and provide credit that supports neighborhoods and communities. The Bank also funds community programs that help members create affordable housing and promote community economic development. The Bank’s members are headquartered in Arizona, California, and Nevada and include commercial banks, credit unions, industrial loan companies, savings institutions, insurance companies, and community development financial institutions.