Board of Directors

Chairman of the Board:	Timothy R. Chrisman Officer Pacific Western Bank Santa Monica, California
Vice Chairman of the Board:	James P. Giraldin President and Chief Operating Officer First Federal Bank of California Santa Monica, California
	Reginald Chen Vice President Citibank, N.A. Las Vegas, Nevada David A. Funk Director and President Nevada Security Bank Reno, Nevada Melinda Guzman Partner Goldsberry, Freeman & Guzman, LLP Sacramento, California W. Douglas Hile Chairman and Chief Executive Officer Meridian Bank, N.A. Wickenburg, Arizona Gregory A. Kares Senior Vice President Wachovia Mortgage, FSB North Las Vegas, Nevada D. Tad Lowrey President and Chief Executive Officer Capital Source Bank Brea, California John F. Luikart President Bethany Advisors LLC San Francisco, California Kevin Murray Senior Vice President Williams Morris Agency Beverly Hills, California Robert F. Nielsen President Shelter Properties, Inc. Reno, Nevada Scott C. Syphax President and Chief Executive Officer Nehemiah Corporation of America Sacramento, California John T. Wasley Managing Partner Heidrick & Struggles Los Angeles, California